Ludwig von Mises: "The entrepreneurs who approach banks for loans are suffering from shortage of capital; it is never shortage of money in the proper sense of the word." - The Theory of Money and Credit
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| Ludwig von Mises | Seen from the formalistic viewpoint of constitutional law, the United States and the Swiss Confederation may doubtless still be classified as federations, but in actual fact they are moving more and more toward centralization. | Omnipotent Government | p. 268 | Federalism |